5 free tools

Tools that do the hard part for you

Write the letter. Catch the overcharge. Know what to say. Everything runs in your browser โ€” nothing you type ever leaves your device.

Why these are free

01
Nothing is stored Every tool runs in your browser. Close the tab and it is gone.
02
No signup, ever No account, no email wall, no unlocking a result.
03
Nothing to sell you We do not sell insurance and no provider pays for placement.
04
Built on real sources Rules and figures come from CMS, HHS, the IRS, KFF and peer-reviewed research.